{"id":44252,"date":"2024-10-29T12:40:10","date_gmt":"2024-10-29T11:40:10","guid":{"rendered":"https:\/\/www.mzone.cz\/?p=44252"},"modified":"2024-10-29T12:41:46","modified_gmt":"2024-10-29T11:41:46","slug":"do-zahranici-bez-cestovniho-pojisteni-zbytecny-hazard-ktery-si-muze-dovolit-malokdo","status":"publish","type":"post","link":"https:\/\/www.mzone.cz\/en\/do-zahranici-bez-cestovniho-pojisteni-zbytecny-hazard-ktery-si-muze-dovolit-malokdo\/","title":{"rendered":"Do zahrani\u010d\u00ed bez cestovn\u00edho poji\u0161t\u011bn\u00ed? Zbyte\u010dn\u00fd hazard, kter\u00fd si m\u016f\u017ee dovolit m\u00e1lokdo"},"content":{"rendered":"

Zlomen\u00e1 noha v New Yorku? Zhruba 850 000 korun. Akutn\u00ed z\u00e1n\u011bt slep\u00e9ho st\u0159eva v Dubaji? Cirka 380 000 korun. Hospitalizace po autonehod\u011b v Thajsku? V\u00edce ne\u017e milion korun. Toto nejsou vymy\u0161len\u00e1 \u010d\u00edsla, ale skute\u010dn\u00e9 p\u0159\u00edpady \u010desk\u00fdch turist\u016f z lo\u0148sk\u00e9ho roku. V\u0161ichni m\u011bli \u0161t\u011bst\u00ed v ne\u0161t\u011bst\u00ed – byli poji\u0161t\u011bn\u00ed. Risk\u00e9\u0159i naopak \u010dasto kon\u010d\u00ed s do\u017eivotn\u00edmi dluhy.<\/strong><\/p>
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USA je zem\u011b neomezen\u00fdch mo\u017enost\u00ed i \u00fa\u010dt\u016f za l\u00e9\u010dbu<\/h2>\n\n\n\n

Nejdra\u017e\u0161\u00ed destinac\u00ed pro zdravotn\u00ed p\u00e9\u010di jsou jednozna\u010dn\u011b Spojen\u00e9 st\u00e1ty a\u00a0oby\u010dejn\u00e1 n\u00e1v\u0161t\u011bva pohotovosti se pohybuje kolem 2 500 dolar\u016f<\/strong>. A to v\u00e1m je\u0161t\u011b ani nemus\u00ed nic b\u00fdt – je to jen vstupn\u00ed poplatek.<\/p>\n\n\n\n

\n

Nap\u0159\u00edklad o\u0161et\u0159en\u00ed zlomen\u00e9 ruky v New Yorku m\u016f\u017ee snadno p\u0159ekro\u010dit \u010d\u00e1stku milion korun. A to nepo\u010d\u00edt\u00e1me n\u00e1klady na p\u0159\u00edpadn\u00fd p\u0159evoz do \u010cR.<\/p>\n<\/blockquote>\n\n\n\n

M\u00ed\u0159\u00edte do Asie? Pozor na kvalitu i cenu<\/h2>\n\n\n\n

Thajsko, Bali nebo Vietnam l\u00e1kaj\u00ed cestovatele na n\u00edzk\u00e9 \u017eivotn\u00ed n\u00e1klady. Jen\u017ee kvalitn\u00ed zdravotn\u00ed p\u00e9\u010de v t\u011bchto zem\u00edch \u010dasto p\u0159evy\u0161uje evropsk\u00e9 ceny. V Bangkoku stoj\u00ed den na jednotce intenzivn\u00ed p\u00e9\u010de v soukrom\u00e9 nemocnici kolem 15 000 dolar\u016f. St\u00e1tn\u00ed nemocnice jsou levn\u011bj\u0161\u00ed, ale kvalita p\u00e9\u010de m\u016f\u017ee b\u00fdt tristn\u00ed.<\/p>
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Arabsk\u00e9 emir\u00e1ty l\u00e1kaj\u00ed na luxus se zlatou cenovkou<\/h2>\n\n\n\n

Dubaj a dal\u0161\u00ed emir\u00e1ty jsou zn\u00e1m\u00e9 luxusem, kter\u00fd se odr\u00e1\u017e\u00ed i v cen\u00e1ch zdravotn\u00ed p\u00e9\u010de. Jeden den v nemocnici zde vyjde pr\u016fm\u011brn\u011b na 200 000 korun. M\u00edstn\u00ed zdravotnictv\u00ed je na \u0161pi\u010dkov\u00e9 \u00farovni, ale tomu odpov\u00eddaj\u00ed i ceny – bez poji\u0161t\u011bn\u00ed do zahrani\u010d\u00ed<\/a> v\u00e1s \u010dasto ani neo\u0161et\u0159\u00ed.<\/p>
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Z\u00e1ke\u0159n\u00e9 exotick\u00e9 destinace<\/h2>\n\n\n\n

V zem\u00edch jako Braz\u00edlie, Indon\u00e9sie nebo Indie nen\u00ed probl\u00e9mem jen cena, ale i dostupnost kvalitn\u00ed p\u00e9\u010de. Transport z odlehl\u00fdch oblast\u00ed m\u016f\u017ee st\u00e1t statis\u00edce. Nap\u0159\u00edklad p\u0159eprava helikopt\u00e9rou z indon\u00e9sk\u00e9ho ostrova do Singapuru vyjde na cca 850 000 korun.<\/p>
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\"Transport<\/figure>
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Rad\u011bji se p\u0159epojistit, ne\u017e narazit na n\u00edzk\u00fd limit<\/h2>\n\n\n\n

Z\u00e1kladn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed do exotick\u00fdch destinac\u00ed \u010dasto nesta\u010d\u00ed. Limit 3 miliony korun se m\u016f\u017ee zd\u00e1t hodn\u011b, ale v USA nebo Singapuru to nemus\u00ed pokr\u00fdt ani t\u00fddenn\u00ed hospitalizaci. Proto zku\u0161en\u00ed cestovatel\u00e9 vol\u00ed limity 5 a\u017e 10 milion\u016f korun<\/strong>. Rozd\u00edl v cen\u011b pojistky je p\u0159itom minim\u00e1ln\u00ed.<\/p>
\n\n\n\n

A nejde jen o \u00farazy nebo nemoci. Kvalitn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed kryje i zru\u0161en\u00ed z\u00e1jezdu, ztr\u00e1tu zavazadel nebo odpov\u011bdnost za \u0161kodu.<\/strong> P\u0159\u00edpady, kdy turista ne\u00famysln\u011b po\u0161kod\u00ed drah\u00e9 vybaven\u00ed hotelu nebo zp\u016fsob\u00ed nehodu, \u0159e\u0161\u00ed poji\u0161\u0165ovny velmi \u010dasto.<\/p>
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Na co si d\u00e1t pozor p\u0159i v\u00fdb\u011bru poji\u0161t\u011bn\u00ed?<\/h2>\n\n\n\n

Ned\u00edvejte se jen na cenu. D\u016fle\u017eit\u00e9 jsou limity pln\u011bn\u00ed, spolu\u00fa\u010dast a rozsah kryt\u00ed. Nap\u0159\u00edklad u pot\u00e1p\u011bn\u00ed nebo vysokohorsk\u00e9 turistiky budete pot\u0159ebovat\u00a0speci\u00e1ln\u00ed p\u0159ipoji\u0161t\u011bn\u00ed<\/strong>.<\/p>\n\n\n\n

\n

B\u011b\u017en\u00e1 pojistka nekryje aktivity nad 3 500 metr\u016f nad mo\u0159em nebo pot\u00e1p\u011bn\u00ed nad 40 metr\u016f. Samoz\u0159ejm\u011b z\u00e1le\u017e\u00ed na podm\u00ednk\u00e1ch konkr\u00e9tn\u00ed poji\u0161\u0165ovny.<\/p>\n<\/blockquote>\n\n\n\n

Cestovn\u00ed poji\u0161t\u011bn\u00ed je zkr\u00e1tka jako pad\u00e1k – lep\u0161\u00ed ho m\u00edt a nepot\u0159ebovat ne\u017e pot\u0159ebovat a nem\u00edt. Za cenu jedn\u00e9 ve\u010de\u0159e v restauraci z\u00edsk\u00e1te jistotu, \u017ee v\u00e1s p\u0159\u00edpadn\u00fd zdravotn\u00ed probl\u00e9m finan\u010dn\u011b nezruinuje.\u00a0Sjednejte si ho online t\u0159eba hned te\u010f<\/a>.<\/p>
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\"Podzimn\u00ed<\/a><\/figure>
\n

5 rizik podzimn\u00edch v\u00fdlet\u016f do p\u0159\u00edrody<\/a><\/h4>
\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"

Zlomen\u00e1 noha v New Yorku? Zhruba 850 000 korun. Akutn\u00ed z\u00e1n\u011bt slep\u00e9ho st\u0159eva v Dubaji? Cirka 380 000 korun. Hospitalizace po autonehod\u011b v Thajsku? V\u00edce ne\u017e milion korun. Toto nejsou vymy\u0161len\u00e1 \u010d\u00edsla, ale skute\u010dn\u00e9 p\u0159\u00edpady \u010desk\u00fdch turist\u016f z lo\u0148sk\u00e9ho roku. V\u0161ichni m\u011bli \u0161t\u011bst\u00ed v ne\u0161t\u011bst\u00ed – byli poji\u0161t\u011bn\u00ed. Risk\u00e9\u0159i naopak \u010dasto kon\u010d\u00ed s do\u017eivotn\u00edmi dluhy. […]<\/p>\n","protected":false},"author":4,"featured_media":44254,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"kk_blocks_editor_width":"","_kiokenblocks_attr":"","_kiokenblocks_dimensions":"","footnotes":""},"categories":[854,25],"tags":[512,6155,514,1403,611,4657,4658,490,2644],"class_list":["post-44252","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cestovani","category-style","tag-cestovani","tag-cestovni-pojisteni","tag-dovolena","tag-exotika","tag-finance","tag-pojisteni","tag-pojistka","tag-style","tag-zahranici"],"yoast_head":"\nDo zahrani\u010d\u00ed bez cestovn\u00edho poji\u0161t\u011bn\u00ed? Zbyte\u010dn\u00fd hazard, kter\u00fd si m\u016f\u017ee dovolit m\u00e1lokdo - Mzone<\/title>\n<meta name=\"description\" content=\"Zlomen\u00e1 noha v New Yorku? Zhruba 850 000 korun. Akutn\u00ed z\u00e1n\u011bt slep\u00e9ho st\u0159eva v Dubaji? Cirka 380 000 korun. Hospitalizace po autonehod\u011b v Thajsku? V\u00edce ne\u017e milion korun. Toto nejsou vymy\u0161len\u00e1 \u010d\u00edsla, ale skute\u010dn\u00e9 p\u0159\u00edpady \u010desk\u00fdch turist\u016f z lo\u0148sk\u00e9ho roku. V\u0161ichni m\u011bli \u0161t\u011bst\u00ed v ne\u0161t\u011bst\u00ed - byli poji\u0161t\u011bn\u00ed. Risk\u00e9\u0159i naopak \u010dasto kon\u010d\u00ed s do\u017eivotn\u00edmi dluhy.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mzone.cz\/en\/do-zahranici-bez-cestovniho-pojisteni-zbytecny-hazard-ktery-si-muze-dovolit-malokdo\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Do zahrani\u010d\u00ed bez cestovn\u00edho poji\u0161t\u011bn\u00ed? 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